Insurance & Payment

Affordable cosmetic dentists in Troy, IL

Many people view regular dental care as a sort of luxury that they can mostly live without. Even after they have suffered infection, trauma, or other accidents, some people may still be put off by the cost of care and avoid seeking treatment until it is too late to save an infected tooth or worse. 

At Market Street Family Dentist, we strongly believe everyone should have access to top-notch dental care, regardless of financial circumstances. We accept most major insurance policies and have flexible payment plans and attractive rates for underinsured or non-insured patients.

We accept the following payment options:

We accept most major credit cards.

  • Visa, Mastercard, Discover
  • Cash, Personal Check, or Money Order
  • In-Network Dental Insurance
  • CareCredit Financing

Options for Financing

We have partnered with CareCredit to help you pay for treatments and procedures that your insurance does not cover. CareCredit offers No Interest* financing or low minimum monthly payment options so you can get the treatment you need when you need it. With three simple steps, including an instant approval process, it’s easy to apply for CareCredit financing. After you’ve been approved, you’re free to use CareCredit to finance our services. For more information or to apply online, visit

Dental Insurance

As a service to our patients, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional), and PPO. Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

As part of our mission to make routine dentistry more affordable, we accept most major dental insurance plans, including:

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If you’re searching for a family dentist in Troy that you can trust, look no further! Our dedicated team is here to care for all your dental needs.

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Market Street Family Dentist is located at

212 E Market St, Troy, IL 62294